Asset insurance that rewards resiliency
We believe projects should be rewarded for investing in measures that protect their solar, wind, and battery storage assets against weather and natural catastrophe related risks.
That’s because every dollar invested in natural catastrophe resilience drives down the risk of asset loss or damage – so actions like stowing solar panels to prevent hail damage, mowing grass to reduce fire risk, and installing equipment that protects sites from geographic perils such as earthquakes, floods, fires, and severe storms will be rewarded.
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kWhote® now
Reap the rewards of investing in resilience.
Email submissions to: PropertySubs@kWhAnalytics.com
Why Property Insurance from kWh Analytics?
Insurance that rewards resiliency
Because our risk analysis considers natural catastrophe resilience, renewable energy projects that invest in protective measures save on insurance.
Why Property Insurance from kWh Analytics?
Data-driven approach
Our database of 300,000+ renewable energy assets and $100B+ in physical loss data means more accurate risk assessment, resulting in lower prices for those who demonstrate resiliency.
Why Property Insurance from kWh Analytics?
Renewables specialists
Unlike generalist insurers, we focus exclusively on renewable energy. Our team includes former renewable asset owners, bankers, equipment designers, and program managers who understand this asset class better than the rest.
Why Property Insurance from kWh Analytics?
Intelligent modelling
We use advanced data science and physics models to understand the impact of natural catastrophes, enabling more tailored coverage and competitive pricing.
Why Property Insurance from kWh Analytics?
New capacity
In a hardening insurance market, kWh Analytics introduced new capacity for renewable energy projects in 2023 and 2024 – and we have 5 of the top 10 reinsurance carriers supporting our program.
Why Property Insurance from kWh Analytics?
Insurance that rewards resiliency
Because our risk analysis considers natural catastrophe resilience, renewable energy projects that invest in protective measures save on insurance.
Why Property Insurance from kWh Analytics?
Data-driven approach
Our database of 300,000+ renewable energy assets and $100B+ in physical loss data means more accurate risk assessment, resulting in lower prices for those who demonstrate resiliency.
Why Property Insurance from kWh Analytics?
Renewables specialists
Unlike generalist insurers, we focus exclusively on renewable energy. Our team includes former renewable asset owners, bankers, equipment designers, and program managers who understand this asset class better than the rest.
Why Property Insurance from kWh Analytics?
Intelligent modelling
We use advanced data science and physics models to understand the impact of natural catastrophes, enabling more tailored coverage and competitive pricing.
Why Property Insurance from kWh Analytics?
New capacity
In a hardening insurance market, kWh Analytics introduced new capacity for renewable energy projects in 2023 and 2024 – and we have 5 of the top 10 reinsurance carriers supporting our program.
What does Property Insurance protect against?
- Flood
- Hail
- Fire
- Earthquake
- Hurricane
- Winter Storm
- Physical Damage
- Equipment Breakdown
Our underwriting team
Bobby McFadden
Sr. Underwriter, Renewable Energy
Bobby McFadden is an Senior Underwriter at kWh Analytics. Before joining kWh, he worked at...
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Camilo Escobar
Underwriter
Camilo Escobar is an Underwriter at kWh Analytics. Before joining kWh, he worked on the...
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Darryl Harding
Director, Technical Underwriting
Darryl Harding is the Director of Technical Underwriting at kWh Analytics. Before joining kWh, he...
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darryl.harding@kwhanalytics.com
Garvin Jones
Underwriter, Renewable Energy
garvin.jones@kwhanalytics.com
Geoffrey Lehv
SVP, Head of North American Accounts
Geoffrey Lehv is the Sr. Vice President, Head of North American Accounts at kWh Analytics....
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geoffrey.lehv@kwhanalytics.com
Isaac McLean
Chief Underwriting Officer
Isaac McLean is the CUO at kWh Analytics. With over 20 years of insurance experience,...
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isaac.mclean@kwhanalytics.com
Mike Kalnas
Underwriter, Renewable Energy
Mike is an Underwriter at kWh Analytics. Mike began his career working in Commercial Banking...
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michael.kalnas@kwhanalytics.com
What information is required for a Property Insurance submission?
The more information we get, the better! We use real data to estimate risk, and can use the following detailed information to provide the most accurate quote:
- Statement of values
- Loss runs
- Term sheets
-
Quota share details
- Business income worksheet
- Equipment specifications
- Site plans
- Operation and maintenance plans or contract
Solar Energy Insurance Services, Inc. serves as the insurance licensed entity and acts as the authorized managing general agent.
Excess Natural Catastrophe coverage
When primary limits aren’t enough, kWh Analytics provides up to $20M per location in excess natural catastrophe coverage for severe convective storms, hurricanes, and other catastrophic events.
What is Excess Coverage?
Excess insurance provides additional protection above your primary policy limits. As renewable projects and their subsequent PMLs (Probable Maximum Losses) grow larger, lenders require higher coverage amounts. Excess layers have become essential for comprehensive risk management to avoid underinsured assets.
Resilience is Rewarded:
Just like our primary coverage, our excess layer recognizes and rewards investments in protective measures. Projects with proven hail stow capabilities, reinforced equipment, and robust O&M protocols benefit from more favorable terms through our Hail Risk Evaluation process
Coverage Highlights:
- $20M capacity per location
- A- rated carrier backing
- Flexible attachment points
- Continental U.S. coverage
- 1-year policy terms
- Available for solar, wind, and BESS assets, both operational and under construction
Documents
Standardized forms and resources to streamline renewable energy risk assessment and underwriting.
Hail Risk Evaluations Form
Fillable form for asset owners to document solar hail protection measures
Thermal Runaway Risk Evaluation Form
Assess battery storage fire risks for more accurate underwriting